Investment Services

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At Lothbury Pendil, we provide an investment management service built on dialogue.

We believe that constructing a successful investment strategy for a client starts with discussing the different approaches. Once agreed, we’ll then work within the agreed parameters towards meeting the client’s financial planning objectives.

Lothbury Pendil Financial Services offers four routes to market by which investment advice is delivered. Each can be used in isolation or as part of a complete solution.

  • Risk Rated Fund Solutions – For clients with smaller pots, or those who want to be less involved with their investment decisions, we can recommend a fund that is managed on an ongoing basis in line with their attitude to risk
  • Lothbury Portfolios – We offer clients access to ten portfolios, each designed to target a set level of risk. These portfolios are built by our investment committee to give you access to some of the world’s finest fund management talent. The asset allocation for the portfolios is reviewed at least every six months to ensure that you have a diverse portfolio that is making the most of the investment opportunities available. For more information on how these portfolios could work for you please read our Portfolio guide.
  • Third Party Discretionary Fund Managers – Investing through this method is typically considered for those with £500,000 or more to invest. You’ll be appointed a dedicated investment manager who will work alongside us, the financial planner, to ensure your portfolio meets your individual needs. Discretionary fund managers may hold individual shares or bonds and are able to trade on your behalf on a daily basis. Lothbury Pendil has existing relationships with the top discretionary managers, although as we are ‘whole of market’ we are in no way tied to any.
  • Bespoke Portfolios – Clients’ needs are individual and whilst most are covered by the first three options there are those that require an approach tailored to a specific need. At Lothbury Pendil, we have the flexibility to embrace such requirements and can work with you to find the bespoke solution to suit your specific needs.

Each approach is considered when reviewing a client’s circumstances.

Our financial planning is not dependent upon the client using one of our investment solutions.

To discuss our investment management service or any of our solutions further, contact us today.